We allow ISA transfers, so you can switch your ISA from your current provider to Vanquis Savings. As a Vanquis customer, you'll be protected by the Financial Service Compensation Scheme (FSCS) up to a total of £85,000 for eligible deposits. All our Cash ISAs are flexible, so you can make withdrawals, however a deduction of interest or a notice period may apply (see each individual product for details). As long as you replace your withdrawal amount during the same tax year, it won't affect your ISA allowance. You can also choose whether your interest is paid monthly or annually.
Our Fixed Rate Cash ISA Products
All our Cash ISA products are flexible, so you can make withdrawals subject to the predetermined fixed term periods. If you make a withdrawal, including transferring your Cash ISA to another provider, without completing the relevant fixed term period, a deduction of interest will apply. This could mean that you get back less money than you invested. Please check the Terms and Conditions for details.
Our Notice Cash ISA Products
All our Cash ISA products are flexible, so you can make withdrawals subject to the notice period. If you make a withdrawal without giving notice, including transferring your Cash ISA to another provider, a deduction of interest will apply. This could mean that you get back less money than you invested. Please check the Terms and Conditions for details.
Our Access Cash ISA Products
All our Cash ISA products are flexible, so you can make withdrawals whenever you need without fees, notice periods or loss of interest. However, under limited access versions you'll benefit from a higher interest rate if you make no more than the stated number of withdrawals per year, and a lower rate of interest for the remainder of the year if you exceed the stated threshold. Please check the Terms and Conditions for details.
Triple Access Cash ISA
(Issue 1)
Up to 4.35% gross/AER* (variable)
for up to 3 withdrawals
Up to 2.00% gross/AER* (variable)
for 4 or more withdrawals
