Vanquis Bank Savings

Vanquis Bank Savings Website Service
Terms of Use - December 2015

Introduction

In these website terms of use 'we', 'our' and 'us' means Vanquis Bank Limited (registered in England & Wales; company number 02558509). Our registered office is No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. 'Service' means the Vanquis Bank Savings Website Service.

We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is entered in the Financial Services Register under number 221156. Our VAT number is 180555952. We are a member of the Provident Financial Group.

The website to which these terms of use apply and for which we are responsible is www.vanquissavings.co.uk. The products and services advertised on this website are only available to UK residents over the age of 18 years and are subject to availability.

These terms of use are in addition to those that already apply to those Vanquis Bank product(s) you have nominated to access via the Service.

We require you to comply with these terms of use. By continuing to browse and use this website and accessing the Service, you agree to comply with and be bound by these terms of use. Please read these terms of use carefully before you use this website and/or the Service. If you disagree with any part of these terms of use, please do not use this website and/or the Service.

We have the right to revise and amend these terms of use from time to time without notice. You should check this page from time to time to review these terms of use. By continuing to use this website and accessing the Service you will agree to any such changes.

We recommend you print out a copy of these terms of use for future reference.

Contact us

If you have any comments or questions about this website or the Service, please go to Contact Us which can be found on each page of this website.

Your Use of this Service and Our Intellectual Property Rights

This website and the Service are made available to you for your personal, non-commercial use. We may modify, withdraw or suspend this website or the Service in whole or in part or restrict your access to the website or any part of it at any time with or without notice. We do not guarantee that this website or the Service will be compatible with all or any hardware and software which you may use.

Vanquis® is a registered trade mark of Provident Financial Plc and is licensed to Vanquis Bank Limited. Vanquis Bank Savings® is a registered trade mark of Vanquis Bank Limited.

We are the owner or the licensee of all intellectual property rights in this website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from this website for your personal reference.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations or any graphics separately from any accompanying text.

You must not use any part of the materials on this website for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of this website our and our licensors' copyright and trade mark notices must appear in all copies and you must acknowledge this website as the source of the material. If you breach these terms of use, your right to use this website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

You must not misuse this website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to this website, the server on which this website is stored or any server, computer or database connected to this website. You must not attack this website via a denial-of-service attack or a distributed denial-of service attack.

If you breach this provision, you commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this website will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or to your downloading of any material posted on it, or on any website linked to it.

Information on this Website

Although we have taken reasonable care to ensure that the information provided in this website and the Service is accurate, we give no warranties of any kind, express or implied, with regard to its accuracy or completeness.

Transactions concluded through the Website

Any contracts for the supply of any of our products and services formed as a result of use of this website or as a result of visits made by you to this website are subject to the specific terms and conditions governing them.

The featuring of products and services on this website does not constitute the giving of any advice or recommendation with respect to such products and services.

Website Linking

Where we provide hypertext links to other locations on the internet, we do so for information purposes only. We are not responsible for the content of any other websites or pages linked to or linking to our site. We have not verified the content of any such websites. Following links to any other websites or pages will be at your own risk and we shall not be responsible or liable for any loss or damages or in any other way in connection with website linking.

No endorsement or approval of any third parties or their advice, opinions, information products or services is expressed or implied by any information on this website.

Internet Email

Messages sent over the internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any message sent by us to you over the internet.

Our Liability to You

To the extent permitted by law, we, other members of our Group and third parties connected to us hereby expressly exclude:

  • all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;
  • any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with this website or in connection with the use, inability to use, or results of the use of this website, any websites linked to it and any materials posted on it, including, without limitation any liability for:
    • loss of income or revenue;
    • loss of business;
    • loss of profits or contracts;
    • loss of anticipated savings;
    • loss of data;
    • loss of goodwill; and
    • any other loss or damage of any kind, however arising and whether in tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.

This does not affect our liability for:

  • death or personal injury arising from our negligence;
  • fraudulent misrepresentation or misrepresentation as to a fundamental matter; or
  • any other liability which cannot be excluded or limited under applicable law.

Security Information

If you choose or are provided with a user ID, password or any other piece of information as part of our security procedures to enable you to use the Service, you must treat such information as confidential and you must not disclose it to anyone else. We have the right to disable any such user information where we believe it is no longer confidential. You must notify us immediately if you become aware of any loss or theft or unauthorised use of that confidential information.

Law and Jurisdiction

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to this website.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

© Vanquis Bank Limited August 2013